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Retirement is not a time to sleep, but a time to awaken to the beauty of the world around and the joy that comes. And with that comes careful planning to make sure you keep what you have worked your whole life for and distribute it correctly to yourself. In retirement the thought goes from accumulating assets to living off investment and other income, cash flow becomes key. Learn to manage your income streams and achieve a disciplined approach to budgeting in retirement. All the while keeping your money working for you with NO downside loses.
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